BASC member insurance
Our membership comes with insurance you can rely on.
At BASC we look after the interests of 150,000 shooting enthusiasts – more than any other organisation in the UK.
We use our size and our experience to support the sport you love and give you the highest level of shooting insurance.Â
If you are already a member, don’t forget to introduce a friend – you could both be entered into an annual drawer to win exclusive prizes for free. See our Member Get a Member page here for details.
BASC is authorised and regulated by the Financial Conduct Authority ref 311937. The insurance aspect of your membership is a non-advised sale and includes Insurance Premium Tax. BASC arranges the insurance and it is provided by an insurance underwriter.
The BASC members’ insurance policy is a policy of ‘first resort’ which means in the event of a claim, the BASC insurance claims team will take on the claim and deal with it, regardless of what other policies you may have in place. We will only seek a contribution from other policies as part of our process in the background, without any delay to the settlement.Â
However, many of the cheaper membership insurance products that are out there are policies of ‘last resort’, which means if you make a claim on one of them, the policy will not respond until you can prove that you have no other insurance in place that could cover the claim. If you hold household contents insurance, for example, this will almost certainly cover your personal liabilities and would be forced to respond to the claim before your membership cover.
So, in the event of someone making a claim against you, which would you prefer, make on call to the BASC team and them taking over the claim for you there and then, or a call to another provider who tells you to go and research all your other insurances and only call them when you can prove you have no other cover?
- BASC insurance is well-known and widely accepted, including overseas.
- You can trust BASC insurance; BASC is fully regulated by the Financial Conduct Authority and is covered by the Financial Services Compensation scheme.
BASC offers a specially tailored insurance package for shooters that comes with a range of additional benefits. Click here to find out why you should join BASC.Â
The BASC policy only covers recreational activities, however, we recognise that some members will take a small payment in cash or in kind as a result of their recreational activity. In most cases this payment, such as it is, will barely cover expenses; never the less it’s important that members are clear on when the BASC policy will protect them and when or if they need additional cover. Indemnity under the BASC members policy includes the activities of members engaging in recreational shooting activities who make a commercial gain from the sale of meat or other small income derived from such recreational shooting activities, provided this is not their primary source of income.
However, if you are formally engaged by a commercial shoot to attend on specific days to undertake a specific task such as beating, picking up or loading, then you will be employed by the shoot and covered under the shoots Employer Liability cover.
If you hire yourself out as a loader, coach, pest controller , stalker/ deer manager etc, you will need additional cover for this commercial activity; see here. A professional shooters policy brokered by Aim Risk Services and Underwritten by Sportscover Europe Limited
Insurances
BASC insurance is a relationship that you can trust, providing a specially tailored insurance package for shooters at great value. Our insurance is well-known and widely accepted, including overseas.
Please note that there are differences in insurance cover for airgun, gundogs and supporter levels.
Brokers: Marsh Ltd, Underwriter: Zurich
The policies cover recreational activities of wildfowling, rabbit, pigeon, game, deer, vermin and target shooting, air-gunning, conservation, hawking, archery, angling and ferreting.
As a BASC member you automatically receive the following insurance package:
- up to £10 million Public Liability Cover
- up to £10 million Employer Liability Cover
- up to £10 million Product Liability cover
The policies provide worldwide cover (excluding North America and Canada) with a limitation of 90 days to cover holidays for members residing permanently in Great Britain, Northern Ireland, the Channel Islands and the Isle of Man.
Brokers: Marsh Ltd, Underwriter: Chubb
Up to £50,000 cover for personal accidents resulting in the loss of sight, hearing, or limbs.*
*While engaged in the recreational activities of wildfowling, rabbit, pigeon, game, deer, vermin and target shooting, air-gunning, conservation, hawking, archery, angling and ferreting.
*Permanent partial disablement benefit limits vary depending on the nature of the permanent injury, please see full policy for more information.
The BASC policy only covers recreational activities. However, we recognise that some members will take a small payment in cash or in kind as a result of their recreational activity. In most cases this payment will barely cover expenses; nevertheless it is important that members are clear on when the BASC policy will protect them and if they need additional cover.
BASC insurance policies cover members who make a small commercial gain from the sale of meat or other small income derived from such recreational shooting activities, providing this is not their primary source of income.
However, if you are formally engaged by a commercial shoot to attend on specific days to undertake a specific task such as beating, picking up or loading, then you will be employed by the shoot and covered under the shoot’s Employer Liability cover.
If you hire yourself out as a loader, coach, pest controller, stalker/deer manager etc., BASC can introduce you to additional cover needed for this commercial activity. Click here for more information.Â
All BASC members, regardless of the level of membership (excluding supporters, airgun and gundog members), are covered under the Association’s group liability insurance policy as part of their membership for the humane dispatch of animals, within the normal course of their recreational shooting.
In addition, members who are approved by authorities such as the police, RSPCA or the Forestry Commission to carry out humane dispatch can benefit from the liability cover if they are called out by such an authority to carry out a legal dispatch.
The policy does not cover the humane dispatch of owned farm stock or domestic animals.
If you wish to make a claim against the liability or personal accident cover please contact our dedicated claims team on 0131 311 4288 or email irene.wilson@marsh.com
Personal accident insurance policy
Public and products liability policy
Public, products and employer’s liability IPID
You can request a copy to be sent to you by email or post by contacting the membership team on 01244 573 000. Members are advised to read the policy and policy exclusions.
This website is intended for customers based in the UK and is therefore subject to the UK regulatory regime(s).
Make a claim
Marsh Claims Team
Orchard Brae House
30 Queensferry Road
Edinburgh
EH4 2HS
0131 311 4288
Make an enquiry
To ask any questions about the covers
you have please call
Marsh Insurance helpline
0370 9032 037 option 1
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