ATV and UTV Insurance

AIM Risk Services in ATV insurance.

We offer tailored policies with a number of features that have been developed specifically for BASC members. The cover includes the following features as standard:

  • Off road as well as on road use
  • Non road registered vehicles
  • Any authorized driver
  • £100 accidental damage and theft excess as standard
  • Fully Comprehensive or Third Party cover available
  • Premiums from as little as £150.00*
  • No fee for mid-term changes to your policy
  • No security warranties
  • Dedicated, friendly and efficient claims handling service

Added benefits for BASC members:

  • Personal belongings cover including shooting and fishing equipment
  • Accidental Damage excess waived
  • Passenger Liability for passengers travelling in a towed trailer

Subject to policy wording terms, conditions and exclusions.

ATV Insurance

Many insurers will restrict who can drive your ATV by imposing minimum age restrictions eg. only those over 21 or 25 years of age. Some will insist that you name each and every driver that you need insurance for.

Our ATV insurance comes with “Any Authorized Driver” as standard, irrespective of their age – if they are legally able to drive the ATV, and they have the owner’s permission, they are insured.

For some ATV’s the excess can be over £300. No one likes unexpected repair bills – our policy has NO EXCESS if the ATV is damaged by debris falling on your vehicle while participating in a BASC recognised activity (as defined in the policy).

This cover is automatically provided up to certain limits.

Our policy covers passengers who are injured whilst being transported in a towed trailer. This gives you peace of mind and full protection for your passengers should the worst happen.

Premiums start from as little as £150.00 plus insurance premium tax – this is based on comprehensive cover, with any authorized driver and only a £100 excess for theft and accidental damage. A small administration fee is charged when you take out the policy and at renewal BUT no fees are charged for any mid-term changes. 

*Subject to Insurance premium Tax and administration fee

For more information on ATV and 4X4 Insurance contact Andy Hearn at AIM Risk Services on 0333 5778232 or click here to email.

AIM Risk Services Limited is an appointed representative of James Hallam Limited which is authorised and regulated by the Financial Conduct Authority (FCA).

Key Documents

Off road driving tips for shooters

Thanks to The Shooting Gazette and Ben Samuelson.

Related pages


All BASC members are now entitled to Volkswagen discounts thanks to our partnership with our fleet brokers Tyson Cooper. This deal is only available through Tyson Cooper. If you wish to order they will arrange for your vehicle to be delivered through a dealer local to you. Details of the


Introducing the All-New Isuzu D-Max The All-New Isuzu D-Max combines smart new styling and improved off-road performance with impressive safety technology. Not only does it deliver the capability and durability you’d expect from an Isuzu pick-up truck, this tough workhorse now has superior levels of comfort and refinement. Equipped with


Skoda have come a long way since becoming part of the VW Audi Group and was voted the best car to own in the recent Driver Power survey of 46,000 car owners carried out by Auto Express magazine based on a reliability, running costs, performance, ride quality, practicality and ease