We are all aware that businesses have ever-increasing responsibilities in relation to issues of health and safety because of legislation such as the Health and Safety at Work etc. Act 1974. But, the need for health and safety awareness is not being driven by government alone. To secure or contain the cost of cover, insurance companies increasingly require policyholders to demonstrate that they have sound risk management procedures in place. Landowners wishing to satisfy themselves that their tenants are responsible are also starting to request sight of health and safety audit documents. However, a word of comfort, although the financial logic may not at first sight be apparent, businesses which invest the most in good health and safety tend also to be the most successful.